LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,834
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,104
−HK$1,291/mo
Today · 4.125%
HK$43,395
baseline
▲ 0.50% · 4.625%
HK$46,035
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,790/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,427
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,646
−HK$1,236/mo
Today · 4.125%
HK$47,882
baseline
▲ 0.50% · 4.625%
HK$50,405
+HK$2,523/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,764/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,001
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,525
−HK$1,548/mo
Today · 4.125%
HK$52,073
baseline
▲ 0.50% · 4.625%
HK$55,242
+HK$3,169/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,146/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,513
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,975
−HK$1,483/mo
Today · 4.125%
HK$57,458
baseline
▲ 0.50% · 4.625%
HK$60,487
+HK$3,029/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,916/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,167
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,946
−HK$1,806/mo
Today · 4.125%
HK$60,752
baseline
▲ 0.50% · 4.625%
HK$64,449
+HK$3,697/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,504/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,598
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,304
−HK$1,730/mo
Today · 4.125%
HK$67,034
baseline
▲ 0.50% · 4.625%
HK$70,568
+HK$3,534/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,068/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,501
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,787
−HK$2,323/mo
Today · 4.125%
HK$78,110
baseline
▲ 0.50% · 4.625%
HK$82,863
+HK$4,753/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,220/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,769
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,962
−HK$2,225/mo
Today · 4.125%
HK$86,187
baseline
▲ 0.50% · 4.625%
HK$90,730
+HK$4,543/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,374/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,535 · Scale 2, in force from 26 Feb 2026)