LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,835
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,105
−HK$1,291/mo
Today · 4.125%
HK$43,396
baseline
▲ 0.50% · 4.625%
HK$46,036
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,792/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,429
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,647
−HK$1,236/mo
Today · 4.125%
HK$47,883
baseline
▲ 0.50% · 4.625%
HK$50,407
+HK$2,524/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,766/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,002
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,526
−HK$1,549/mo
Today · 4.125%
HK$52,075
baseline
▲ 0.50% · 4.625%
HK$55,243
+HK$3,168/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,150/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,514
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,976
−HK$1,483/mo
Today · 4.125%
HK$57,459
baseline
▲ 0.50% · 4.625%
HK$60,488
+HK$3,029/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,918/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,169
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,947
−HK$1,807/mo
Today · 4.125%
HK$60,754
baseline
▲ 0.50% · 4.625%
HK$64,451
+HK$3,697/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,508/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,600
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,306
−HK$1,730/mo
Today · 4.125%
HK$67,036
baseline
▲ 0.50% · 4.625%
HK$70,570
+HK$3,534/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,072/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,503
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,789
−HK$2,323/mo
Today · 4.125%
HK$78,112
baseline
▲ 0.50% · 4.625%
HK$82,865
+HK$4,753/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,224/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,771
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,964
−HK$2,225/mo
Today · 4.125%
HK$86,189
baseline
▲ 0.50% · 4.625%
HK$90,732
+HK$4,543/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,378/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,553 · Scale 2, in force from 26 Feb 2026)