LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,836
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,106
−HK$1,291/mo
Today · 4.125%
HK$43,397
baseline
▲ 0.50% · 4.625%
HK$46,037
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,794/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,429
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,648
−HK$1,236/mo
Today · 4.125%
HK$47,884
baseline
▲ 0.50% · 4.625%
HK$50,408
+HK$2,524/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,768/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,003
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,527
−HK$1,549/mo
Today · 4.125%
HK$52,076
baseline
▲ 0.50% · 4.625%
HK$55,245
+HK$3,169/mo
Deposit HK$7.16M · loan HK$10.75M · min. income ≈ HK$104,152/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,515
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,977
−HK$1,484/mo
Today · 4.125%
HK$57,461
baseline
▲ 0.50% · 4.625%
HK$60,489
+HK$3,028/mo
Deposit HK$7.16M · loan HK$10.75M · min. income ≈ HK$114,922/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,170
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,948
−HK$1,807/mo
Today · 4.125%
HK$60,755
baseline
▲ 0.50% · 4.625%
HK$64,452
+HK$3,697/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,510/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,601
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,307
−HK$1,730/mo
Today · 4.125%
HK$67,037
baseline
▲ 0.50% · 4.625%
HK$70,571
+HK$3,534/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,074/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,505
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,791
−HK$2,323/mo
Today · 4.125%
HK$78,114
baseline
▲ 0.50% · 4.625%
HK$82,867
+HK$4,753/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,228/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,773
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,966
−HK$2,225/mo
Today · 4.125%
HK$86,191
baseline
▲ 0.50% · 4.625%
HK$90,734
+HK$4,543/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,382/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,567 · Scale 2, in force from 26 Feb 2026)