LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,836
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,107
−HK$1,290/mo
Today · 4.125%
HK$43,397
baseline
▲ 0.50% · 4.625%
HK$46,038
+HK$2,641/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,794/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,430
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,649
−HK$1,236/mo
Today · 4.125%
HK$47,885
baseline
▲ 0.50% · 4.625%
HK$50,409
+HK$2,524/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,770/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,004
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,528
−HK$1,549/mo
Today · 4.125%
HK$52,077
baseline
▲ 0.50% · 4.625%
HK$55,245
+HK$3,168/mo
Deposit HK$7.16M · loan HK$10.75M · min. income ≈ HK$104,154/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,516
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,978
−HK$1,484/mo
Today · 4.125%
HK$57,462
baseline
▲ 0.50% · 4.625%
HK$60,490
+HK$3,028/mo
Deposit HK$7.16M · loan HK$10.75M · min. income ≈ HK$114,924/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,171
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,949
−HK$1,807/mo
Today · 4.125%
HK$60,756
baseline
▲ 0.50% · 4.625%
HK$64,453
+HK$3,697/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,512/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,602
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,308
−HK$1,730/mo
Today · 4.125%
HK$67,038
baseline
▲ 0.50% · 4.625%
HK$70,572
+HK$3,534/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,076/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,506
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,792
−HK$2,323/mo
Today · 4.125%
HK$78,115
baseline
▲ 0.50% · 4.625%
HK$82,868
+HK$4,753/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,230/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,774
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,967
−HK$2,225/mo
Today · 4.125%
HK$86,192
baseline
▲ 0.50% · 4.625%
HK$90,736
+HK$4,544/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,384/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,577 · Scale 2, in force from 26 Feb 2026)