LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,839
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,109
−HK$1,291/mo
Today · 4.125%
HK$43,400
baseline
▲ 0.50% · 4.625%
HK$46,040
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,800/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,433
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,651
−HK$1,236/mo
Today · 4.125%
HK$47,887
baseline
▲ 0.50% · 4.625%
HK$50,412
+HK$2,525/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,774/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,007
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,531
−HK$1,549/mo
Today · 4.125%
HK$52,080
baseline
▲ 0.50% · 4.625%
HK$55,249
+HK$3,169/mo
Deposit HK$7.16M · loan HK$10.75M · min. income ≈ HK$104,160/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,519
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,981
−HK$1,484/mo
Today · 4.125%
HK$57,465
baseline
▲ 0.50% · 4.625%
HK$60,494
+HK$3,029/mo
Deposit HK$7.16M · loan HK$10.75M · min. income ≈ HK$114,930/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,174
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,953
−HK$1,807/mo
Today · 4.125%
HK$60,760
baseline
▲ 0.50% · 4.625%
HK$64,457
+HK$3,697/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,520/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,606
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,312
−HK$1,730/mo
Today · 4.125%
HK$67,042
baseline
▲ 0.50% · 4.625%
HK$70,576
+HK$3,534/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,084/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,510
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,796
−HK$2,323/mo
Today · 4.125%
HK$78,119
baseline
▲ 0.50% · 4.625%
HK$82,873
+HK$4,754/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,238/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,779
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,972
−HK$2,225/mo
Today · 4.125%
HK$86,197
baseline
▲ 0.50% · 4.625%
HK$90,741
+HK$4,544/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,394/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,615 · Scale 2, in force from 26 Feb 2026)