LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,842
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,112
−HK$1,291/mo
Today · 4.125%
HK$43,403
baseline
▲ 0.50% · 4.625%
HK$46,044
+HK$2,641/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,806/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,436
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,655
−HK$1,236/mo
Today · 4.125%
HK$47,891
baseline
▲ 0.50% · 4.625%
HK$50,415
+HK$2,524/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,782/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,010
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,535
−HK$1,548/mo
Today · 4.125%
HK$52,083
baseline
▲ 0.50% · 4.625%
HK$55,253
+HK$3,170/mo
Deposit HK$7.16M · loan HK$10.75M · min. income ≈ HK$104,166/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,523
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,986
−HK$1,483/mo
Today · 4.125%
HK$57,469
baseline
▲ 0.50% · 4.625%
HK$60,498
+HK$3,029/mo
Deposit HK$7.16M · loan HK$10.75M · min. income ≈ HK$114,938/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,178
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,957
−HK$1,807/mo
Today · 4.125%
HK$60,764
baseline
▲ 0.50% · 4.625%
HK$64,461
+HK$3,697/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,528/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,610
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,316
−HK$1,731/mo
Today · 4.125%
HK$67,047
baseline
▲ 0.50% · 4.625%
HK$70,581
+HK$3,534/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,094/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,515
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,802
−HK$2,323/mo
Today · 4.125%
HK$78,125
baseline
▲ 0.50% · 4.625%
HK$82,879
+HK$4,754/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,250/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,785
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,978
−HK$2,225/mo
Today · 4.125%
HK$86,203
baseline
▲ 0.50% · 4.625%
HK$90,747
+HK$4,544/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,406/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,664 · Scale 2, in force from 26 Feb 2026)