LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,843
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,114
−HK$1,290/mo
Today · 4.125%
HK$43,404
baseline
▲ 0.50% · 4.625%
HK$46,046
+HK$2,642/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,808/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,438
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,656
−HK$1,237/mo
Today · 4.125%
HK$47,893
baseline
▲ 0.50% · 4.625%
HK$50,417
+HK$2,524/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,786/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,012
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,536
−HK$1,549/mo
Today · 4.125%
HK$52,085
baseline
▲ 0.50% · 4.625%
HK$55,255
+HK$3,170/mo
Deposit HK$7.16M · loan HK$10.75M · min. income ≈ HK$104,170/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,525
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,988
−HK$1,483/mo
Today · 4.125%
HK$57,471
baseline
▲ 0.50% · 4.625%
HK$60,500
+HK$3,029/mo
Deposit HK$7.16M · loan HK$10.75M · min. income ≈ HK$114,942/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,181
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,959
−HK$1,807/mo
Today · 4.125%
HK$60,766
baseline
▲ 0.50% · 4.625%
HK$64,464
+HK$3,698/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,532/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,613
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,319
−HK$1,731/mo
Today · 4.125%
HK$67,050
baseline
▲ 0.50% · 4.625%
HK$70,584
+HK$3,534/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,100/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,518
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,805
−HK$2,323/mo
Today · 4.125%
HK$78,128
baseline
▲ 0.50% · 4.625%
HK$82,882
+HK$4,754/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,256/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,788
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,981
−HK$2,226/mo
Today · 4.125%
HK$86,207
baseline
▲ 0.50% · 4.625%
HK$90,751
+HK$4,544/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,414/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,689 · Scale 2, in force from 26 Feb 2026)