LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,848
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,118
−HK$1,291/mo
Today · 4.125%
HK$43,409
baseline
▲ 0.50% · 4.625%
HK$46,050
+HK$2,641/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,818/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,443
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,661
−HK$1,237/mo
Today · 4.125%
HK$47,898
baseline
▲ 0.50% · 4.625%
HK$50,422
+HK$2,524/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,796/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,017
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,542
−HK$1,549/mo
Today · 4.125%
HK$52,091
baseline
▲ 0.50% · 4.625%
HK$55,261
+HK$3,170/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,182/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,531
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,994
−HK$1,483/mo
Today · 4.125%
HK$57,477
baseline
▲ 0.50% · 4.625%
HK$60,507
+HK$3,030/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$114,954/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,187
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,966
−HK$1,807/mo
Today · 4.125%
HK$60,773
baseline
▲ 0.50% · 4.625%
HK$64,471
+HK$3,698/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,546/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,620
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,326
−HK$1,731/mo
Today · 4.125%
HK$67,057
baseline
▲ 0.50% · 4.625%
HK$70,591
+HK$3,534/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,114/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,526
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,813
−HK$2,323/mo
Today · 4.125%
HK$78,136
baseline
▲ 0.50% · 4.625%
HK$82,891
+HK$4,755/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,272/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,797
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,990
−HK$2,226/mo
Today · 4.125%
HK$86,216
baseline
▲ 0.50% · 4.625%
HK$90,760
+HK$4,544/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,432/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,761 · Scale 2, in force from 26 Feb 2026)