LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,848
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,119
−HK$1,291/mo
Today · 4.125%
HK$43,410
baseline
▲ 0.50% · 4.625%
HK$46,051
+HK$2,641/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,820/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,443
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,662
−HK$1,236/mo
Today · 4.125%
HK$47,898
baseline
▲ 0.50% · 4.625%
HK$50,423
+HK$2,525/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,796/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,018
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,542
−HK$1,550/mo
Today · 4.125%
HK$52,092
baseline
▲ 0.50% · 4.625%
HK$55,261
+HK$3,169/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,184/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,532
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,994
−HK$1,484/mo
Today · 4.125%
HK$57,478
baseline
▲ 0.50% · 4.625%
HK$60,508
+HK$3,030/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$114,956/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,187
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,966
−HK$1,807/mo
Today · 4.125%
HK$60,773
baseline
▲ 0.50% · 4.625%
HK$64,471
+HK$3,698/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,546/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,620
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,327
−HK$1,731/mo
Today · 4.125%
HK$67,058
baseline
▲ 0.50% · 4.625%
HK$70,592
+HK$3,534/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,116/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,527
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,814
−HK$2,323/mo
Today · 4.125%
HK$78,137
baseline
▲ 0.50% · 4.625%
HK$82,892
+HK$4,755/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,274/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,798
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,991
−HK$2,226/mo
Today · 4.125%
HK$86,217
baseline
▲ 0.50% · 4.625%
HK$90,761
+HK$4,544/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,434/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,768 · Scale 2, in force from 26 Feb 2026)