LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,850
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,120
−HK$1,291/mo
Today · 4.125%
HK$43,411
baseline
▲ 0.50% · 4.625%
HK$46,053
+HK$2,642/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,822/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,445
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,664
−HK$1,236/mo
Today · 4.125%
HK$47,900
baseline
▲ 0.50% · 4.625%
HK$50,425
+HK$2,525/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,800/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,020
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,544
−HK$1,550/mo
Today · 4.125%
HK$52,094
baseline
▲ 0.50% · 4.625%
HK$55,263
+HK$3,169/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,188/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,534
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,996
−HK$1,484/mo
Today · 4.125%
HK$57,480
baseline
▲ 0.50% · 4.625%
HK$60,510
+HK$3,030/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$114,960/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,189
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,968
−HK$1,808/mo
Today · 4.125%
HK$60,776
baseline
▲ 0.50% · 4.625%
HK$64,474
+HK$3,698/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,552/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,623
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,329
−HK$1,731/mo
Today · 4.125%
HK$67,060
baseline
▲ 0.50% · 4.625%
HK$70,595
+HK$3,535/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,120/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,529
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$75,817
−HK$2,323/mo
Today · 4.125%
HK$78,140
baseline
▲ 0.50% · 4.625%
HK$82,895
+HK$4,755/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,280/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,801
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,994
−HK$2,226/mo
Today · 4.125%
HK$86,220
baseline
▲ 0.50% · 4.625%
HK$90,765
+HK$4,545/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,440/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,794 · Scale 2, in force from 26 Feb 2026)