LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,853
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,124
−HK$1,291/mo
Today · 4.125%
HK$43,415
baseline
▲ 0.50% · 4.625%
HK$46,057
+HK$2,642/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,830/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,449
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,667
−HK$1,237/mo
Today · 4.125%
HK$47,904
baseline
▲ 0.50% · 4.625%
HK$50,429
+HK$2,525/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,808/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,024
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,548
−HK$1,550/mo
Today · 4.125%
HK$52,098
baseline
▲ 0.50% · 4.625%
HK$55,268
+HK$3,170/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,196/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,538
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,001
−HK$1,484/mo
Today · 4.125%
HK$57,485
baseline
▲ 0.50% · 4.625%
HK$60,515
+HK$3,030/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$114,970/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,194
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,973
−HK$1,808/mo
Today · 4.125%
HK$60,781
baseline
▲ 0.50% · 4.625%
HK$64,479
+HK$3,698/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,562/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,628
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,334
−HK$1,732/mo
Today · 4.125%
HK$67,066
baseline
▲ 0.50% · 4.625%
HK$70,601
+HK$3,535/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,132/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,535
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,823
−HK$2,324/mo
Today · 4.125%
HK$78,147
baseline
▲ 0.50% · 4.625%
HK$82,902
+HK$4,755/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,294/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,807
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,001
−HK$2,226/mo
Today · 4.125%
HK$86,227
baseline
▲ 0.50% · 4.625%
HK$90,772
+HK$4,545/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,454/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,849 · Scale 2, in force from 26 Feb 2026)