LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,854
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,125
−HK$1,291/mo
Today · 4.125%
HK$43,416
baseline
▲ 0.50% · 4.625%
HK$46,058
+HK$2,642/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,832/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,450
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,669
−HK$1,236/mo
Today · 4.125%
HK$47,905
baseline
▲ 0.50% · 4.625%
HK$50,430
+HK$2,525/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,810/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,025
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,550
−HK$1,549/mo
Today · 4.125%
HK$52,099
baseline
▲ 0.50% · 4.625%
HK$55,269
+HK$3,170/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,198/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,540
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$56,002
−HK$1,484/mo
Today · 4.125%
HK$57,486
baseline
▲ 0.50% · 4.625%
HK$60,516
+HK$3,030/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$114,972/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,196
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,975
−HK$1,807/mo
Today · 4.125%
HK$60,782
baseline
▲ 0.50% · 4.625%
HK$64,481
+HK$3,699/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,564/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,630
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,336
−HK$1,731/mo
Today · 4.125%
HK$67,067
baseline
▲ 0.50% · 4.625%
HK$70,603
+HK$3,536/mo
Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$134,134/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,537
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,825
−HK$2,324/mo
Today · 4.125%
HK$78,149
baseline
▲ 0.50% · 4.625%
HK$82,904
+HK$4,755/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,298/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,809
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,004
−HK$2,225/mo
Today · 4.125%
HK$86,229
baseline
▲ 0.50% · 4.625%
HK$90,775
+HK$4,546/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,458/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,866 · Scale 2, in force from 26 Feb 2026)