LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,856
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,127
−HK$1,291/mo
Today · 4.125%
HK$43,418
baseline
▲ 0.50% · 4.625%
HK$46,060
+HK$2,642/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,836/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,452
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,671
−HK$1,237/mo
Today · 4.125%
HK$47,908
baseline
▲ 0.50% · 4.625%
HK$50,433
+HK$2,525/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,816/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,027
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,552
−HK$1,550/mo
Today · 4.125%
HK$52,102
baseline
▲ 0.50% · 4.625%
HK$55,272
+HK$3,170/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,204/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,543
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$56,005
−HK$1,484/mo
Today · 4.125%
HK$57,489
baseline
▲ 0.50% · 4.625%
HK$60,520
+HK$3,031/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$114,978/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,199
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,978
−HK$1,808/mo
Today · 4.125%
HK$60,786
baseline
▲ 0.50% · 4.625%
HK$64,484
+HK$3,698/mo
Deposit HK$5.38M · loan HK$12.54M · min. income ≈ HK$121,572/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,633
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,340
−HK$1,731/mo
Today · 4.125%
HK$67,071
baseline
▲ 0.50% · 4.625%
HK$70,606
+HK$3,535/mo
Deposit HK$5.38M · loan HK$12.54M · min. income ≈ HK$134,142/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,541
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,829
−HK$2,324/mo
Today · 4.125%
HK$78,153
baseline
▲ 0.50% · 4.625%
HK$82,908
+HK$4,755/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,306/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,814
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,008
−HK$2,226/mo
Today · 4.125%
HK$86,234
baseline
▲ 0.50% · 4.625%
HK$90,779
+HK$4,545/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,468/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,902 · Scale 2, in force from 26 Feb 2026)