LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,861
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,132
−HK$1,292/mo
Today · 4.125%
HK$43,424
baseline
▲ 0.50% · 4.625%
HK$46,066
+HK$2,642/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,848/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,458
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,677
−HK$1,237/mo
Today · 4.125%
HK$47,914
baseline
▲ 0.50% · 4.625%
HK$50,439
+HK$2,525/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,828/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,034
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,559
−HK$1,550/mo
Today · 4.125%
HK$52,109
baseline
▲ 0.50% · 4.625%
HK$55,279
+HK$3,170/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,218/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,549
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,012
−HK$1,485/mo
Today · 4.125%
HK$57,497
baseline
▲ 0.50% · 4.625%
HK$60,527
+HK$3,030/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$114,994/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,206
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,985
−HK$1,808/mo
Today · 4.125%
HK$60,793
baseline
▲ 0.50% · 4.625%
HK$64,492
+HK$3,699/mo
Deposit HK$5.38M · loan HK$12.54M · min. income ≈ HK$121,586/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,641
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,348
−HK$1,731/mo
Today · 4.125%
HK$67,079
baseline
▲ 0.50% · 4.625%
HK$70,615
+HK$3,536/mo
Deposit HK$5.38M · loan HK$12.54M · min. income ≈ HK$134,158/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,551
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,838
−HK$2,325/mo
Today · 4.125%
HK$78,163
baseline
▲ 0.50% · 4.625%
HK$82,919
+HK$4,756/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,326/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,824
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,019
−HK$2,226/mo
Today · 4.125%
HK$86,245
baseline
▲ 0.50% · 4.625%
HK$90,791
+HK$4,546/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,490/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,987 · Scale 2, in force from 26 Feb 2026)