LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,862
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,133
−HK$1,291/mo
Today · 4.125%
HK$43,424
baseline
▲ 0.50% · 4.625%
HK$46,066
+HK$2,642/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,848/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,458
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,677
−HK$1,237/mo
Today · 4.125%
HK$47,914
baseline
▲ 0.50% · 4.625%
HK$50,440
+HK$2,526/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,828/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,034
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,559
−HK$1,550/mo
Today · 4.125%
HK$52,109
baseline
▲ 0.50% · 4.625%
HK$55,280
+HK$3,171/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,218/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,550
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,013
−HK$1,484/mo
Today · 4.125%
HK$57,497
baseline
▲ 0.50% · 4.625%
HK$60,528
+HK$3,031/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$114,994/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$671,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,206
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$58,986
−HK$1,808/mo
Today · 4.125%
HK$60,794
baseline
▲ 0.50% · 4.625%
HK$64,493
+HK$3,699/mo
Deposit HK$5.38M · loan HK$12.54M · min. income ≈ HK$121,588/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,642
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,348
−HK$1,732/mo
Today · 4.125%
HK$67,080
baseline
▲ 0.50% · 4.625%
HK$70,616
+HK$3,536/mo
Deposit HK$5.38M · loan HK$12.54M · min. income ≈ HK$134,160/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,551
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,839
−HK$2,324/mo
Today · 4.125%
HK$78,163
baseline
▲ 0.50% · 4.625%
HK$82,919
+HK$4,756/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,326/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,825
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,019
−HK$2,227/mo
Today · 4.125%
HK$86,246
baseline
▲ 0.50% · 4.625%
HK$90,792
+HK$4,546/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,492/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,993 · Scale 2, in force from 26 Feb 2026)