LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,862
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,133
−HK$1,292/mo
Today · 4.125%
HK$43,425
baseline
▲ 0.50% · 4.625%
HK$46,067
+HK$2,642/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,850/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,459
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,678
−HK$1,237/mo
Today · 4.125%
HK$47,915
baseline
▲ 0.50% · 4.625%
HK$50,440
+HK$2,525/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,830/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,035
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,560
−HK$1,550/mo
Today · 4.125%
HK$52,110
baseline
▲ 0.50% · 4.625%
HK$55,280
+HK$3,170/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,220/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,551
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,014
−HK$1,484/mo
Today · 4.125%
HK$57,498
baseline
▲ 0.50% · 4.625%
HK$60,529
+HK$3,031/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$114,996/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,207
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,987
−HK$1,807/mo
Today · 4.125%
HK$60,794
baseline
▲ 0.50% · 4.625%
HK$64,494
+HK$3,700/mo
Deposit HK$5.38M · loan HK$12.54M · min. income ≈ HK$121,588/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,642
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,349
−HK$1,732/mo
Today · 4.125%
HK$67,081
baseline
▲ 0.50% · 4.625%
HK$70,617
+HK$3,536/mo
Deposit HK$5.38M · loan HK$12.54M · min. income ≈ HK$134,162/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,552
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,840
−HK$2,324/mo
Today · 4.125%
HK$78,164
baseline
▲ 0.50% · 4.625%
HK$82,920
+HK$4,756/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,328/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,826
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,020
−HK$2,227/mo
Today · 4.125%
HK$86,247
baseline
▲ 0.50% · 4.625%
HK$90,793
+HK$4,546/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,494/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,000 · Scale 2, in force from 26 Feb 2026)