LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,865
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,136
−HK$1,292/mo
Today · 4.125%
HK$43,428
baseline
▲ 0.50% · 4.625%
HK$46,070
+HK$2,642/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,856/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,462
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,682
−HK$1,236/mo
Today · 4.125%
HK$47,918
baseline
▲ 0.50% · 4.625%
HK$50,444
+HK$2,526/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,836/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,038
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,564
−HK$1,550/mo
Today · 4.125%
HK$52,114
baseline
▲ 0.50% · 4.625%
HK$55,284
+HK$3,170/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,228/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,555
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,018
−HK$1,484/mo
Today · 4.125%
HK$57,502
baseline
▲ 0.50% · 4.625%
HK$60,533
+HK$3,031/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$115,004/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,211
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$58,991
−HK$1,808/mo
Today · 4.125%
HK$60,799
baseline
▲ 0.50% · 4.625%
HK$64,499
+HK$3,700/mo
Deposit HK$5.38M · loan HK$12.54M · min. income ≈ HK$121,598/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,647
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,354
−HK$1,732/mo
Today · 4.125%
HK$67,086
baseline
▲ 0.50% · 4.625%
HK$70,622
+HK$3,536/mo
Deposit HK$5.38M · loan HK$12.54M · min. income ≈ HK$134,172/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,558
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,846
−HK$2,324/mo
Today · 4.125%
HK$78,170
baseline
▲ 0.50% · 4.625%
HK$82,927
+HK$4,757/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,340/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,832
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,027
−HK$2,226/mo
Today · 4.125%
HK$86,253
baseline
▲ 0.50% · 4.625%
HK$90,800
+HK$4,547/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,506/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,052 · Scale 2, in force from 26 Feb 2026)