LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,866
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,138
−HK$1,291/mo
Today · 4.125%
HK$43,429
baseline
▲ 0.50% · 4.625%
HK$46,072
+HK$2,643/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,858/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,463
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,683
−HK$1,237/mo
Today · 4.125%
HK$47,920
baseline
▲ 0.50% · 4.625%
HK$50,446
+HK$2,526/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,840/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,040
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,565
−HK$1,550/mo
Today · 4.125%
HK$52,115
baseline
▲ 0.50% · 4.625%
HK$55,286
+HK$3,171/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,230/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,556
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,019
−HK$1,485/mo
Today · 4.125%
HK$57,504
baseline
▲ 0.50% · 4.625%
HK$60,535
+HK$3,031/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$115,008/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,213
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$58,993
−HK$1,808/mo
Today · 4.125%
HK$60,801
baseline
▲ 0.50% · 4.625%
HK$64,500
+HK$3,699/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,602/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,649
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,356
−HK$1,731/mo
Today · 4.125%
HK$67,087
baseline
▲ 0.50% · 4.625%
HK$70,624
+HK$3,537/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,174/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,559
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,848
−HK$2,324/mo
Today · 4.125%
HK$78,172
baseline
▲ 0.50% · 4.625%
HK$82,929
+HK$4,757/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,344/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,834
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,029
−HK$2,226/mo
Today · 4.125%
HK$86,255
baseline
▲ 0.50% · 4.625%
HK$90,802
+HK$4,547/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,510/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,069 · Scale 2, in force from 26 Feb 2026)