LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,868
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,139
−HK$1,291/mo
Today · 4.125%
HK$43,430
baseline
▲ 0.50% · 4.625%
HK$46,073
+HK$2,643/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,860/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,465
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,684
−HK$1,237/mo
Today · 4.125%
HK$47,921
baseline
▲ 0.50% · 4.625%
HK$50,447
+HK$2,526/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,842/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,041
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,567
−HK$1,550/mo
Today · 4.125%
HK$52,117
baseline
▲ 0.50% · 4.625%
HK$55,288
+HK$3,171/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,234/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,558
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,021
−HK$1,485/mo
Today · 4.125%
HK$57,506
baseline
▲ 0.50% · 4.625%
HK$60,537
+HK$3,031/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$115,012/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,215
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$58,995
−HK$1,808/mo
Today · 4.125%
HK$60,803
baseline
▲ 0.50% · 4.625%
HK$64,502
+HK$3,699/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,606/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,651
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,358
−HK$1,732/mo
Today · 4.125%
HK$67,090
baseline
▲ 0.50% · 4.625%
HK$70,626
+HK$3,536/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,180/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,562
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,850
−HK$2,325/mo
Today · 4.125%
HK$78,175
baseline
▲ 0.50% · 4.625%
HK$82,932
+HK$4,757/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,350/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,837
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,032
−HK$2,226/mo
Today · 4.125%
HK$86,258
baseline
▲ 0.50% · 4.625%
HK$90,805
+HK$4,547/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,516/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,091 · Scale 2, in force from 26 Feb 2026)