LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,869
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,140
−HK$1,292/mo
Today · 4.125%
HK$43,432
baseline
▲ 0.50% · 4.625%
HK$46,075
+HK$2,643/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,864/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,467
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,686
−HK$1,237/mo
Today · 4.125%
HK$47,923
baseline
▲ 0.50% · 4.625%
HK$50,449
+HK$2,526/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,846/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,043
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,569
−HK$1,549/mo
Today · 4.125%
HK$52,118
baseline
▲ 0.50% · 4.625%
HK$55,290
+HK$3,172/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,236/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,560
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,023
−HK$1,485/mo
Today · 4.125%
HK$57,508
baseline
▲ 0.50% · 4.625%
HK$60,539
+HK$3,031/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$115,016/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,217
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$58,997
−HK$1,808/mo
Today · 4.125%
HK$60,805
baseline
▲ 0.50% · 4.625%
HK$64,505
+HK$3,700/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,610/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,653
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,360
−HK$1,732/mo
Today · 4.125%
HK$67,092
baseline
▲ 0.50% · 4.625%
HK$70,629
+HK$3,537/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,184/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,565
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,853
−HK$2,325/mo
Today · 4.125%
HK$78,178
baseline
▲ 0.50% · 4.625%
HK$82,935
+HK$4,757/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,356/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,840
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,035
−HK$2,226/mo
Today · 4.125%
HK$86,261
baseline
▲ 0.50% · 4.625%
HK$90,808
+HK$4,547/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,522/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,115 · Scale 2, in force from 26 Feb 2026)