LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,872
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,143
−HK$1,292/mo
Today · 4.125%
HK$43,435
baseline
▲ 0.50% · 4.625%
HK$46,077
+HK$2,642/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,870/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,469
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,689
−HK$1,237/mo
Today · 4.125%
HK$47,926
baseline
▲ 0.50% · 4.625%
HK$50,452
+HK$2,526/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,852/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,046
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,572
−HK$1,550/mo
Today · 4.125%
HK$52,122
baseline
▲ 0.50% · 4.625%
HK$55,293
+HK$3,171/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,244/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,563
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,026
−HK$1,485/mo
Today · 4.125%
HK$57,511
baseline
▲ 0.50% · 4.625%
HK$60,542
+HK$3,031/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$115,022/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,220
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$59,000
−HK$1,808/mo
Today · 4.125%
HK$60,808
baseline
▲ 0.50% · 4.625%
HK$64,508
+HK$3,700/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,616/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,657
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,364
−HK$1,732/mo
Today · 4.125%
HK$67,096
baseline
▲ 0.50% · 4.625%
HK$70,633
+HK$3,537/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,192/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,569
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,857
−HK$2,325/mo
Today · 4.125%
HK$78,182
baseline
▲ 0.50% · 4.625%
HK$82,939
+HK$4,757/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,364/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,845
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,040
−HK$2,226/mo
Today · 4.125%
HK$86,266
baseline
▲ 0.50% · 4.625%
HK$90,814
+HK$4,548/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,532/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,155 · Scale 2, in force from 26 Feb 2026)