LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,873
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,144
−HK$1,292/mo
Today · 4.125%
HK$43,436
baseline
▲ 0.50% · 4.625%
HK$46,079
+HK$2,643/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,872/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,471
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,690
−HK$1,237/mo
Today · 4.125%
HK$47,927
baseline
▲ 0.50% · 4.625%
HK$50,454
+HK$2,527/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,854/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,047
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,573
−HK$1,550/mo
Today · 4.125%
HK$52,123
baseline
▲ 0.50% · 4.625%
HK$55,295
+HK$3,172/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$104,246/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,565
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,028
−HK$1,485/mo
Today · 4.125%
HK$57,513
baseline
▲ 0.50% · 4.625%
HK$60,544
+HK$3,031/mo
Deposit HK$7.17M · loan HK$10.75M · min. income ≈ HK$115,026/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,222
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$59,002
−HK$1,808/mo
Today · 4.125%
HK$60,810
baseline
▲ 0.50% · 4.625%
HK$64,510
+HK$3,700/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,620/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,659
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,366
−HK$1,732/mo
Today · 4.125%
HK$67,098
baseline
▲ 0.50% · 4.625%
HK$70,635
+HK$3,537/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,196/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,571
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,860
−HK$2,325/mo
Today · 4.125%
HK$78,185
baseline
▲ 0.50% · 4.625%
HK$82,942
+HK$4,757/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,370/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,847
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$84,042
−HK$2,227/mo
Today · 4.125%
HK$86,269
baseline
▲ 0.50% · 4.625%
HK$90,816
+HK$4,547/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,538/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,175 · Scale 2, in force from 26 Feb 2026)