LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,874
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,145
−HK$1,292/mo
Today · 4.125%
HK$43,437
baseline
▲ 0.50% · 4.625%
HK$46,080
+HK$2,643/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,874/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,472
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,692
−HK$1,237/mo
Today · 4.125%
HK$47,929
baseline
▲ 0.50% · 4.625%
HK$50,455
+HK$2,526/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,858/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$672,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,049
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,575
−HK$1,550/mo
Today · 4.125%
HK$52,125
baseline
▲ 0.50% · 4.625%
HK$55,296
+HK$3,171/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,250/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,566
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,030
−HK$1,484/mo
Today · 4.125%
HK$57,514
baseline
▲ 0.50% · 4.625%
HK$60,546
+HK$3,032/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,028/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,224
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$59,004
−HK$1,808/mo
Today · 4.125%
HK$60,812
baseline
▲ 0.50% · 4.625%
HK$64,512
+HK$3,700/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,624/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,661
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,368
−HK$1,732/mo
Today · 4.125%
HK$67,100
baseline
▲ 0.50% · 4.625%
HK$70,637
+HK$3,537/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,200/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,573
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,862
−HK$2,325/mo
Today · 4.125%
HK$78,187
baseline
▲ 0.50% · 4.625%
HK$82,945
+HK$4,758/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,374/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,850
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$84,045
−HK$2,227/mo
Today · 4.125%
HK$86,272
baseline
▲ 0.50% · 4.625%
HK$90,819
+HK$4,547/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,544/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,196 · Scale 2, in force from 26 Feb 2026)