LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,876
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,147
−HK$1,292/mo
Today · 4.125%
HK$43,439
baseline
▲ 0.50% · 4.625%
HK$46,082
+HK$2,643/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,878/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,474
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,693
−HK$1,238/mo
Today · 4.125%
HK$47,931
baseline
▲ 0.50% · 4.625%
HK$50,457
+HK$2,526/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,862/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,051
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,577
−HK$1,550/mo
Today · 4.125%
HK$52,127
baseline
▲ 0.50% · 4.625%
HK$55,298
+HK$3,171/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,254/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,569
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,032
−HK$1,485/mo
Today · 4.125%
HK$57,517
baseline
▲ 0.50% · 4.625%
HK$60,548
+HK$3,031/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,034/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,226
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$59,006
−HK$1,808/mo
Today · 4.125%
HK$60,814
baseline
▲ 0.50% · 4.625%
HK$64,515
+HK$3,701/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,628/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,663
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,371
−HK$1,732/mo
Today · 4.125%
HK$67,103
baseline
▲ 0.50% · 4.625%
HK$70,640
+HK$3,537/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,206/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,576
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,865
−HK$2,325/mo
Today · 4.125%
HK$78,190
baseline
▲ 0.50% · 4.625%
HK$82,948
+HK$4,758/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,380/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,853
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$84,048
−HK$2,227/mo
Today · 4.125%
HK$86,275
baseline
▲ 0.50% · 4.625%
HK$90,823
+HK$4,548/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,550/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,222 · Scale 2, in force from 26 Feb 2026)