LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,877
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,148
−HK$1,292/mo
Today · 4.125%
HK$43,440
baseline
▲ 0.50% · 4.625%
HK$46,083
+HK$2,643/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,880/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,475
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,694
−HK$1,238/mo
Today · 4.125%
HK$47,932
baseline
▲ 0.50% · 4.625%
HK$50,458
+HK$2,526/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,864/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,052
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,578
−HK$1,550/mo
Today · 4.125%
HK$52,128
baseline
▲ 0.50% · 4.625%
HK$55,300
+HK$3,172/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,256/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,570
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,033
−HK$1,485/mo
Today · 4.125%
HK$57,518
baseline
▲ 0.50% · 4.625%
HK$60,550
+HK$3,032/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,036/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,227
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,007
−HK$1,809/mo
Today · 4.125%
HK$60,816
baseline
▲ 0.50% · 4.625%
HK$64,516
+HK$3,700/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,632/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,665
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,372
−HK$1,732/mo
Today · 4.125%
HK$67,104
baseline
▲ 0.50% · 4.625%
HK$70,641
+HK$3,537/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,208/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,578
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,866
−HK$2,326/mo
Today · 4.125%
HK$78,192
baseline
▲ 0.50% · 4.625%
HK$82,950
+HK$4,758/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,384/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,855
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$84,050
−HK$2,227/mo
Today · 4.125%
HK$86,277
baseline
▲ 0.50% · 4.625%
HK$90,825
+HK$4,548/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,554/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,237 · Scale 2, in force from 26 Feb 2026)