LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,878
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,149
−HK$1,292/mo
Today · 4.125%
HK$43,441
baseline
▲ 0.50% · 4.625%
HK$46,084
+HK$2,643/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,882/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,476
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,695
−HK$1,238/mo
Today · 4.125%
HK$47,933
baseline
▲ 0.50% · 4.625%
HK$50,459
+HK$2,526/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,866/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,053
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,579
−HK$1,550/mo
Today · 4.125%
HK$52,129
baseline
▲ 0.50% · 4.625%
HK$55,301
+HK$3,172/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,258/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,571
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,035
−HK$1,484/mo
Today · 4.125%
HK$57,519
baseline
▲ 0.50% · 4.625%
HK$60,551
+HK$3,032/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,038/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,229
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$59,009
−HK$1,808/mo
Today · 4.125%
HK$60,817
baseline
▲ 0.50% · 4.625%
HK$64,518
+HK$3,701/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,634/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,666
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,374
−HK$1,732/mo
Today · 4.125%
HK$67,106
baseline
▲ 0.50% · 4.625%
HK$70,643
+HK$3,537/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,212/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,580
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,868
−HK$2,326/mo
Today · 4.125%
HK$78,194
baseline
▲ 0.50% · 4.625%
HK$82,952
+HK$4,758/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,388/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,857
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$84,052
−HK$2,227/mo
Today · 4.125%
HK$86,279
baseline
▲ 0.50% · 4.625%
HK$90,827
+HK$4,548/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,558/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$672,253 · Scale 2, in force from 26 Feb 2026)