LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,879
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,151
−HK$1,292/mo
Today · 4.125%
HK$43,443
baseline
▲ 0.50% · 4.625%
HK$46,086
+HK$2,643/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,886/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,478
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,697
−HK$1,238/mo
Today · 4.125%
HK$47,935
baseline
▲ 0.50% · 4.625%
HK$50,461
+HK$2,526/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,870/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,055
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,581
−HK$1,550/mo
Today · 4.125%
HK$52,131
baseline
▲ 0.50% · 4.625%
HK$55,303
+HK$3,172/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,262/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,573
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,037
−HK$1,485/mo
Today · 4.125%
HK$57,522
baseline
▲ 0.50% · 4.625%
HK$60,554
+HK$3,032/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,044/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,231
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,011
−HK$1,809/mo
Today · 4.125%
HK$60,820
baseline
▲ 0.50% · 4.625%
HK$64,520
+HK$3,700/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,640/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,669
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,376
−HK$1,732/mo
Today · 4.125%
HK$67,108
baseline
▲ 0.50% · 4.625%
HK$70,646
+HK$3,538/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,216/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,582
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,871
−HK$2,326/mo
Today · 4.125%
HK$78,197
baseline
▲ 0.50% · 4.625%
HK$82,955
+HK$4,758/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$156,394/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,860
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$84,055
−HK$2,227/mo
Today · 4.125%
HK$86,282
baseline
▲ 0.50% · 4.625%
HK$90,830
+HK$4,548/mo
Deposit HK$1.79M · loan HK$16.13M · min. income ≈ HK$172,564/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,278 · Scale 2, in force from 26 Feb 2026)