LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,881
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,153
−HK$1,292/mo
Today · 4.125%
HK$43,445
baseline
▲ 0.50% · 4.625%
HK$46,089
+HK$2,644/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,890/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,480
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,700
−HK$1,237/mo
Today · 4.125%
HK$47,937
baseline
▲ 0.50% · 4.625%
HK$50,464
+HK$2,527/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,874/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,058
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,584
−HK$1,550/mo
Today · 4.125%
HK$52,134
baseline
▲ 0.50% · 4.625%
HK$55,306
+HK$3,172/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,268/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,576
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,040
−HK$1,485/mo
Today · 4.125%
HK$57,525
baseline
▲ 0.50% · 4.625%
HK$60,557
+HK$3,032/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,050/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,234
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,014
−HK$1,809/mo
Today · 4.125%
HK$60,823
baseline
▲ 0.50% · 4.625%
HK$64,524
+HK$3,701/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,646/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,672
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,380
−HK$1,732/mo
Today · 4.125%
HK$67,112
baseline
▲ 0.50% · 4.625%
HK$70,650
+HK$3,538/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,224/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,587
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,876
−HK$2,325/mo
Today · 4.125%
HK$78,201
baseline
▲ 0.50% · 4.625%
HK$82,959
+HK$4,758/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,402/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,864
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$84,060
−HK$2,227/mo
Today · 4.125%
HK$86,287
baseline
▲ 0.50% · 4.625%
HK$90,836
+HK$4,549/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,574/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,317 · Scale 2, in force from 26 Feb 2026)