LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,882
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,154
−HK$1,292/mo
Today · 4.125%
HK$43,446
baseline
▲ 0.50% · 4.625%
HK$46,089
+HK$2,643/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,892/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,481
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,701
−HK$1,237/mo
Today · 4.125%
HK$47,938
baseline
▲ 0.50% · 4.625%
HK$50,465
+HK$2,527/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,876/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,058
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,584
−HK$1,551/mo
Today · 4.125%
HK$52,135
baseline
▲ 0.50% · 4.625%
HK$55,307
+HK$3,172/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,270/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,577
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,041
−HK$1,484/mo
Today · 4.125%
HK$57,525
baseline
▲ 0.50% · 4.625%
HK$60,558
+HK$3,033/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,050/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,235
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,015
−HK$1,809/mo
Today · 4.125%
HK$60,824
baseline
▲ 0.50% · 4.625%
HK$64,525
+HK$3,701/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,648/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,673
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,381
−HK$1,732/mo
Today · 4.125%
HK$67,113
baseline
▲ 0.50% · 4.625%
HK$70,651
+HK$3,538/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,226/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,587
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,876
−HK$2,326/mo
Today · 4.125%
HK$78,202
baseline
▲ 0.50% · 4.625%
HK$82,960
+HK$4,758/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,404/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,865
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$84,061
−HK$2,227/mo
Today · 4.125%
HK$86,288
baseline
▲ 0.50% · 4.625%
HK$90,837
+HK$4,549/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,576/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,325 · Scale 2, in force from 26 Feb 2026)