LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,882
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,154
−HK$1,292/mo
Today · 4.125%
HK$43,446
baseline
▲ 0.50% · 4.625%
HK$46,089
+HK$2,643/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$86,892/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,481
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,701
−HK$1,237/mo
Today · 4.125%
HK$47,938
baseline
▲ 0.50% · 4.625%
HK$50,465
+HK$2,527/mo
Deposit HK$8.96M · loan HK$8.96M · min. income ≈ HK$95,876/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,059
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,585
−HK$1,550/mo
Today · 4.125%
HK$52,135
baseline
▲ 0.50% · 4.625%
HK$55,307
+HK$3,172/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,270/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,577
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,041
−HK$1,485/mo
Today · 4.125%
HK$57,526
baseline
▲ 0.50% · 4.625%
HK$60,558
+HK$3,032/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,052/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,235
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,015
−HK$1,809/mo
Today · 4.125%
HK$60,824
baseline
▲ 0.50% · 4.625%
HK$64,525
+HK$3,701/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,648/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,673
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,381
−HK$1,733/mo
Today · 4.125%
HK$67,114
baseline
▲ 0.50% · 4.625%
HK$70,651
+HK$3,537/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,228/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,588
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,877
−HK$2,326/mo
Today · 4.125%
HK$78,203
baseline
▲ 0.50% · 4.625%
HK$82,961
+HK$4,758/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,406/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,866
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$84,061
−HK$2,228/mo
Today · 4.125%
HK$86,289
baseline
▲ 0.50% · 4.625%
HK$90,837
+HK$4,548/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,578/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,330 · Scale 2, in force from 26 Feb 2026)