LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,886
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,158
−HK$1,292/mo
Today · 4.125%
HK$43,450
baseline
▲ 0.50% · 4.625%
HK$46,094
+HK$2,644/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,900/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,485
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,705
−HK$1,238/mo
Today · 4.125%
HK$47,943
baseline
▲ 0.50% · 4.625%
HK$50,470
+HK$2,527/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,886/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,063
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,589
−HK$1,551/mo
Today · 4.125%
HK$52,140
baseline
▲ 0.50% · 4.625%
HK$55,312
+HK$3,172/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,280/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,582
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,046
−HK$1,485/mo
Today · 4.125%
HK$57,531
baseline
▲ 0.50% · 4.625%
HK$60,564
+HK$3,033/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,062/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$672,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,240
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,021
−HK$1,809/mo
Today · 4.125%
HK$60,830
baseline
▲ 0.50% · 4.625%
HK$64,531
+HK$3,701/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,660/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,679
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,387
−HK$1,733/mo
Today · 4.125%
HK$67,120
baseline
▲ 0.50% · 4.625%
HK$70,658
+HK$3,538/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,240/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,595
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,884
−HK$2,326/mo
Today · 4.125%
HK$78,210
baseline
▲ 0.50% · 4.625%
HK$82,968
+HK$4,758/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,420/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,873
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,069
−HK$2,228/mo
Today · 4.125%
HK$86,297
baseline
▲ 0.50% · 4.625%
HK$90,845
+HK$4,548/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,594/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,390 · Scale 2, in force from 26 Feb 2026)