LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,888
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,160
−HK$1,292/mo
Today · 4.125%
HK$43,452
baseline
▲ 0.50% · 4.625%
HK$46,096
+HK$2,644/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,904/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,488
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,708
−HK$1,238/mo
Today · 4.125%
HK$47,946
baseline
▲ 0.50% · 4.625%
HK$50,473
+HK$2,527/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,892/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,066
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,592
−HK$1,551/mo
Today · 4.125%
HK$52,143
baseline
▲ 0.50% · 4.625%
HK$55,316
+HK$3,173/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,286/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,586
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,049
−HK$1,486/mo
Today · 4.125%
HK$57,535
baseline
▲ 0.50% · 4.625%
HK$60,567
+HK$3,032/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,070/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,244
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,024
−HK$1,809/mo
Today · 4.125%
HK$60,833
baseline
▲ 0.50% · 4.625%
HK$64,535
+HK$3,702/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,666/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,683
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,391
−HK$1,733/mo
Today · 4.125%
HK$67,124
baseline
▲ 0.50% · 4.625%
HK$70,662
+HK$3,538/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,248/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,599
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,888
−HK$2,326/mo
Today · 4.125%
HK$78,214
baseline
▲ 0.50% · 4.625%
HK$82,974
+HK$4,760/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,428/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,878
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,074
−HK$2,228/mo
Today · 4.125%
HK$86,302
baseline
▲ 0.50% · 4.625%
HK$90,851
+HK$4,549/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,604/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,431 · Scale 2, in force from 26 Feb 2026)