LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,890
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,162
−HK$1,292/mo
Today · 4.125%
HK$43,454
baseline
▲ 0.50% · 4.625%
HK$46,098
+HK$2,644/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,908/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,490
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,710
−HK$1,237/mo
Today · 4.125%
HK$47,947
baseline
▲ 0.50% · 4.625%
HK$50,475
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,894/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,068
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,594
−HK$1,551/mo
Today · 4.125%
HK$52,145
baseline
▲ 0.50% · 4.625%
HK$55,318
+HK$3,173/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,290/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,587
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,051
−HK$1,486/mo
Today · 4.125%
HK$57,537
baseline
▲ 0.50% · 4.625%
HK$60,569
+HK$3,032/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,074/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,246
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,026
−HK$1,810/mo
Today · 4.125%
HK$60,836
baseline
▲ 0.50% · 4.625%
HK$64,537
+HK$3,701/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,672/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,685
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,393
−HK$1,733/mo
Today · 4.125%
HK$67,126
baseline
▲ 0.50% · 4.625%
HK$70,664
+HK$3,538/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,252/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,602
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,891
−HK$2,326/mo
Today · 4.125%
HK$78,217
baseline
▲ 0.50% · 4.625%
HK$82,977
+HK$4,760/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,434/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,881
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,077
−HK$2,228/mo
Today · 4.125%
HK$86,305
baseline
▲ 0.50% · 4.625%
HK$90,854
+HK$4,549/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,610/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,455 · Scale 2, in force from 26 Feb 2026)