LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,891
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,163
−HK$1,292/mo
Today · 4.125%
HK$43,455
baseline
▲ 0.50% · 4.625%
HK$46,100
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,910/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,491
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,711
−HK$1,238/mo
Today · 4.125%
HK$47,949
baseline
▲ 0.50% · 4.625%
HK$50,476
+HK$2,527/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,898/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,069
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,596
−HK$1,550/mo
Today · 4.125%
HK$52,146
baseline
▲ 0.50% · 4.625%
HK$55,319
+HK$3,173/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,292/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,589
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,053
−HK$1,485/mo
Today · 4.125%
HK$57,538
baseline
▲ 0.50% · 4.625%
HK$60,571
+HK$3,033/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,076/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,248
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,028
−HK$1,810/mo
Today · 4.125%
HK$60,838
baseline
▲ 0.50% · 4.625%
HK$64,539
+HK$3,701/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,676/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,687
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,395
−HK$1,733/mo
Today · 4.125%
HK$67,128
baseline
▲ 0.50% · 4.625%
HK$70,667
+HK$3,539/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,256/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,604
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,894
−HK$2,326/mo
Today · 4.125%
HK$78,220
baseline
▲ 0.50% · 4.625%
HK$82,979
+HK$4,759/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,440/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,884
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,080
−HK$2,228/mo
Today · 4.125%
HK$86,308
baseline
▲ 0.50% · 4.625%
HK$90,857
+HK$4,549/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,616/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,476 · Scale 2, in force from 26 Feb 2026)