LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,895
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,167
−HK$1,292/mo
Today · 4.125%
HK$43,459
baseline
▲ 0.50% · 4.625%
HK$46,104
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,918/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,495
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,715
−HK$1,238/mo
Today · 4.125%
HK$47,953
baseline
▲ 0.50% · 4.625%
HK$50,481
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,906/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,074
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,600
−HK$1,551/mo
Today · 4.125%
HK$52,151
baseline
▲ 0.50% · 4.625%
HK$55,325
+HK$3,174/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,302/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,594
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,058
−HK$1,486/mo
Today · 4.125%
HK$57,544
baseline
▲ 0.50% · 4.625%
HK$60,577
+HK$3,033/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,088/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,253
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,034
−HK$1,809/mo
Today · 4.125%
HK$60,843
baseline
▲ 0.50% · 4.625%
HK$64,545
+HK$3,702/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,686/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,693
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,401
−HK$1,733/mo
Today · 4.125%
HK$67,134
baseline
▲ 0.50% · 4.625%
HK$70,673
+HK$3,539/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,268/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,611
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,901
−HK$2,326/mo
Today · 4.125%
HK$78,227
baseline
▲ 0.50% · 4.625%
HK$82,987
+HK$4,760/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,454/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,891
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,088
−HK$2,228/mo
Today · 4.125%
HK$86,316
baseline
▲ 0.50% · 4.625%
HK$90,865
+HK$4,549/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,632/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,539 · Scale 2, in force from 26 Feb 2026)