LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,896
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,168
−HK$1,292/mo
Today · 4.125%
HK$43,460
baseline
▲ 0.50% · 4.625%
HK$46,105
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,920/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,496
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,716
−HK$1,238/mo
Today · 4.125%
HK$47,954
baseline
▲ 0.50% · 4.625%
HK$50,482
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,908/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,075
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,601
−HK$1,551/mo
Today · 4.125%
HK$52,152
baseline
▲ 0.50% · 4.625%
HK$55,326
+HK$3,174/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,304/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,595
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,060
−HK$1,485/mo
Today · 4.125%
HK$57,545
baseline
▲ 0.50% · 4.625%
HK$60,578
+HK$3,033/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,090/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,254
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,035
−HK$1,809/mo
Today · 4.125%
HK$60,844
baseline
▲ 0.50% · 4.625%
HK$64,547
+HK$3,703/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,688/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,695
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,403
−HK$1,733/mo
Today · 4.125%
HK$67,136
baseline
▲ 0.50% · 4.625%
HK$70,675
+HK$3,539/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,272/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,612
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,902
−HK$2,326/mo
Today · 4.125%
HK$78,228
baseline
▲ 0.50% · 4.625%
HK$82,988
+HK$4,760/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,456/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,893
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,089
−HK$2,228/mo
Today · 4.125%
HK$86,317
baseline
▲ 0.50% · 4.625%
HK$90,867
+HK$4,550/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,634/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,552 · Scale 2, in force from 26 Feb 2026)