LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,897
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,169
−HK$1,292/mo
Today · 4.125%
HK$43,461
baseline
▲ 0.50% · 4.625%
HK$46,106
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,922/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,497
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,717
−HK$1,238/mo
Today · 4.125%
HK$47,955
baseline
▲ 0.50% · 4.625%
HK$50,483
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,910/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,076
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,603
−HK$1,551/mo
Today · 4.125%
HK$52,154
baseline
▲ 0.50% · 4.625%
HK$55,327
+HK$3,173/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,308/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,597
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,061
−HK$1,485/mo
Today · 4.125%
HK$57,546
baseline
▲ 0.50% · 4.625%
HK$60,580
+HK$3,034/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,092/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,256
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,036
−HK$1,810/mo
Today · 4.125%
HK$60,846
baseline
▲ 0.50% · 4.625%
HK$64,548
+HK$3,702/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,692/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,696
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,404
−HK$1,734/mo
Today · 4.125%
HK$67,138
baseline
▲ 0.50% · 4.625%
HK$70,676
+HK$3,538/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,276/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,614
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,904
−HK$2,327/mo
Today · 4.125%
HK$78,231
baseline
▲ 0.50% · 4.625%
HK$82,991
+HK$4,760/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,462/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,895
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,091
−HK$2,229/mo
Today · 4.125%
HK$86,320
baseline
▲ 0.50% · 4.625%
HK$90,870
+HK$4,550/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,640/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,570 · Scale 2, in force from 26 Feb 2026)