LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,897
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,169
−HK$1,293/mo
Today · 4.125%
HK$43,462
baseline
▲ 0.50% · 4.625%
HK$46,106
+HK$2,644/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,924/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,497
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,718
−HK$1,238/mo
Today · 4.125%
HK$47,956
baseline
▲ 0.50% · 4.625%
HK$50,483
+HK$2,527/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,912/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,076
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,603
−HK$1,551/mo
Today · 4.125%
HK$52,154
baseline
▲ 0.50% · 4.625%
HK$55,327
+HK$3,173/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,308/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,597
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,061
−HK$1,486/mo
Today · 4.125%
HK$57,547
baseline
▲ 0.50% · 4.625%
HK$60,580
+HK$3,033/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,094/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,256
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,037
−HK$1,809/mo
Today · 4.125%
HK$60,846
baseline
▲ 0.50% · 4.625%
HK$64,549
+HK$3,703/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$121,692/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,696
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,405
−HK$1,733/mo
Today · 4.125%
HK$67,138
baseline
▲ 0.50% · 4.625%
HK$70,677
+HK$3,539/mo
Deposit HK$5.38M · loan HK$12.55M · min. income ≈ HK$134,276/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,615
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,904
−HK$2,327/mo
Today · 4.125%
HK$78,231
baseline
▲ 0.50% · 4.625%
HK$82,991
+HK$4,760/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,462/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,895
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,092
−HK$2,228/mo
Today · 4.125%
HK$86,320
baseline
▲ 0.50% · 4.625%
HK$90,870
+HK$4,550/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,640/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,572 · Scale 2, in force from 26 Feb 2026)