LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,898
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,171
−HK$1,292/mo
Today · 4.125%
HK$43,463
baseline
▲ 0.50% · 4.625%
HK$46,108
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,926/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,499
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,719
−HK$1,238/mo
Today · 4.125%
HK$47,957
baseline
▲ 0.50% · 4.625%
HK$50,485
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,914/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,078
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,605
−HK$1,551/mo
Today · 4.125%
HK$52,156
baseline
▲ 0.50% · 4.625%
HK$55,329
+HK$3,173/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,312/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,599
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,063
−HK$1,486/mo
Today · 4.125%
HK$57,549
baseline
▲ 0.50% · 4.625%
HK$60,582
+HK$3,033/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,098/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,258
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,039
−HK$1,809/mo
Today · 4.125%
HK$60,848
baseline
▲ 0.50% · 4.625%
HK$64,551
+HK$3,703/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,696/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,699
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,407
−HK$1,733/mo
Today · 4.125%
HK$67,140
baseline
▲ 0.50% · 4.625%
HK$70,679
+HK$3,539/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,280/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,617
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,907
−HK$2,327/mo
Today · 4.125%
HK$78,234
baseline
▲ 0.50% · 4.625%
HK$82,994
+HK$4,760/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,468/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,898
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,095
−HK$2,228/mo
Today · 4.125%
HK$86,323
baseline
▲ 0.50% · 4.625%
HK$90,873
+HK$4,550/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,646/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,596 · Scale 2, in force from 26 Feb 2026)