LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,899
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,171
−HK$1,293/mo
Today · 4.125%
HK$43,464
baseline
▲ 0.50% · 4.625%
HK$46,108
+HK$2,644/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,928/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,500
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,720
−HK$1,238/mo
Today · 4.125%
HK$47,958
baseline
▲ 0.50% · 4.625%
HK$50,486
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,916/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,079
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,605
−HK$1,552/mo
Today · 4.125%
HK$52,157
baseline
▲ 0.50% · 4.625%
HK$55,330
+HK$3,173/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,314/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,600
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,064
−HK$1,486/mo
Today · 4.125%
HK$57,550
baseline
▲ 0.50% · 4.625%
HK$60,583
+HK$3,033/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,100/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,259
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,040
−HK$1,809/mo
Today · 4.125%
HK$60,849
baseline
▲ 0.50% · 4.625%
HK$64,552
+HK$3,703/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,698/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,700
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,408
−HK$1,733/mo
Today · 4.125%
HK$67,141
baseline
▲ 0.50% · 4.625%
HK$70,680
+HK$3,539/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,282/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,618
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,908
−HK$2,327/mo
Today · 4.125%
HK$78,235
baseline
▲ 0.50% · 4.625%
HK$82,995
+HK$4,760/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,470/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,900
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,096
−HK$2,228/mo
Today · 4.125%
HK$86,324
baseline
▲ 0.50% · 4.625%
HK$90,875
+HK$4,551/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,648/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,606 · Scale 2, in force from 26 Feb 2026)