LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,901
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,173
−HK$1,293/mo
Today · 4.125%
HK$43,466
baseline
▲ 0.50% · 4.625%
HK$46,111
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,932/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,502
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,722
−HK$1,238/mo
Today · 4.125%
HK$47,960
baseline
▲ 0.50% · 4.625%
HK$50,488
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,920/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,081
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,608
−HK$1,551/mo
Today · 4.125%
HK$52,159
baseline
▲ 0.50% · 4.625%
HK$55,333
+HK$3,174/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,318/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,602
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,067
−HK$1,485/mo
Today · 4.125%
HK$57,552
baseline
▲ 0.50% · 4.625%
HK$60,586
+HK$3,034/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,104/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,261
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,043
−HK$1,809/mo
Today · 4.125%
HK$60,852
baseline
▲ 0.50% · 4.625%
HK$64,555
+HK$3,703/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,704/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,703
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,411
−HK$1,733/mo
Today · 4.125%
HK$67,144
baseline
▲ 0.50% · 4.625%
HK$70,684
+HK$3,540/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,288/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,622
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,912
−HK$2,326/mo
Today · 4.125%
HK$78,238
baseline
▲ 0.50% · 4.625%
HK$82,999
+HK$4,761/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,476/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,903
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,100
−HK$2,228/mo
Today · 4.125%
HK$86,328
baseline
▲ 0.50% · 4.625%
HK$90,879
+HK$4,551/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,656/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,638 · Scale 2, in force from 26 Feb 2026)