LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,902
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,174
−HK$1,293/mo
Today · 4.125%
HK$43,467
baseline
▲ 0.50% · 4.625%
HK$46,111
+HK$2,644/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,934/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,503
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,723
−HK$1,238/mo
Today · 4.125%
HK$47,961
baseline
▲ 0.50% · 4.625%
HK$50,489
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,922/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,082
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,609
−HK$1,551/mo
Today · 4.125%
HK$52,160
baseline
▲ 0.50% · 4.625%
HK$55,334
+HK$3,174/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$104,320/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,603
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,068
−HK$1,485/mo
Today · 4.125%
HK$57,553
baseline
▲ 0.50% · 4.625%
HK$60,587
+HK$3,034/mo
Deposit HK$7.17M · loan HK$10.76M · min. income ≈ HK$115,106/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,262
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,044
−HK$1,809/mo
Today · 4.125%
HK$60,853
baseline
▲ 0.50% · 4.625%
HK$64,556
+HK$3,703/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,706/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,704
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,412
−HK$1,734/mo
Today · 4.125%
HK$67,146
baseline
▲ 0.50% · 4.625%
HK$70,685
+HK$3,539/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,292/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,623
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,913
−HK$2,327/mo
Today · 4.125%
HK$78,240
baseline
▲ 0.50% · 4.625%
HK$83,001
+HK$4,761/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,480/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,905
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,102
−HK$2,228/mo
Today · 4.125%
HK$86,330
baseline
▲ 0.50% · 4.625%
HK$90,881
+HK$4,551/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,660/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,651 · Scale 2, in force from 26 Feb 2026)