LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,903
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,176
−HK$1,292/mo
Today · 4.125%
HK$43,468
baseline
▲ 0.50% · 4.625%
HK$46,113
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,936/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,505
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,725
−HK$1,238/mo
Today · 4.125%
HK$47,963
baseline
▲ 0.50% · 4.625%
HK$50,491
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,926/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,084
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,611
−HK$1,551/mo
Today · 4.125%
HK$52,162
baseline
▲ 0.50% · 4.625%
HK$55,336
+HK$3,174/mo
Deposit HK$7.18M · loan HK$10.76M · min. income ≈ HK$104,324/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,605
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,070
−HK$1,486/mo
Today · 4.125%
HK$57,556
baseline
▲ 0.50% · 4.625%
HK$60,589
+HK$3,033/mo
Deposit HK$7.18M · loan HK$10.76M · min. income ≈ HK$115,112/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,265
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,046
−HK$1,810/mo
Today · 4.125%
HK$60,856
baseline
▲ 0.50% · 4.625%
HK$64,559
+HK$3,703/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,712/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,706
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,415
−HK$1,733/mo
Today · 4.125%
HK$67,148
baseline
▲ 0.50% · 4.625%
HK$70,688
+HK$3,540/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,296/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,626
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,916
−HK$2,327/mo
Today · 4.125%
HK$78,243
baseline
▲ 0.50% · 4.625%
HK$83,004
+HK$4,761/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,486/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,908
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,105
−HK$2,228/mo
Today · 4.125%
HK$86,333
baseline
▲ 0.50% · 4.625%
HK$90,884
+HK$4,551/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,666/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,676 · Scale 2, in force from 26 Feb 2026)