LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,905
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,177
−HK$1,293/mo
Today · 4.125%
HK$43,470
baseline
▲ 0.50% · 4.625%
HK$46,115
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,940/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,506
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,727
−HK$1,238/mo
Today · 4.125%
HK$47,965
baseline
▲ 0.50% · 4.625%
HK$50,493
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,930/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,086
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,613
−HK$1,551/mo
Today · 4.125%
HK$52,164
baseline
▲ 0.50% · 4.625%
HK$55,338
+HK$3,174/mo
Deposit HK$7.18M · loan HK$10.76M · min. income ≈ HK$104,328/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,608
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,072
−HK$1,486/mo
Today · 4.125%
HK$57,558
baseline
▲ 0.50% · 4.625%
HK$60,592
+HK$3,034/mo
Deposit HK$7.18M · loan HK$10.76M · min. income ≈ HK$115,116/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,267
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,048
−HK$1,810/mo
Today · 4.125%
HK$60,858
baseline
▲ 0.50% · 4.625%
HK$64,561
+HK$3,703/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,716/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,709
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,418
−HK$1,733/mo
Today · 4.125%
HK$67,151
baseline
▲ 0.50% · 4.625%
HK$70,691
+HK$3,540/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,302/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,629
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,919
−HK$2,327/mo
Today · 4.125%
HK$78,246
baseline
▲ 0.50% · 4.625%
HK$83,007
+HK$4,761/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$156,492/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,912
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,108
−HK$2,229/mo
Today · 4.125%
HK$86,337
baseline
▲ 0.50% · 4.625%
HK$90,888
+HK$4,551/mo
Deposit HK$1.79M · loan HK$16.14M · min. income ≈ HK$172,674/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,705 · Scale 2, in force from 26 Feb 2026)