LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,906
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,178
−HK$1,293/mo
Today · 4.125%
HK$43,471
baseline
▲ 0.50% · 4.625%
HK$46,116
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,942/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,507
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,728
−HK$1,238/mo
Today · 4.125%
HK$47,966
baseline
▲ 0.50% · 4.625%
HK$50,494
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,932/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,087
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,614
−HK$1,551/mo
Today · 4.125%
HK$52,165
baseline
▲ 0.50% · 4.625%
HK$55,339
+HK$3,174/mo
Deposit HK$7.18M · loan HK$10.76M · min. income ≈ HK$104,330/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,608
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,073
−HK$1,486/mo
Today · 4.125%
HK$57,559
baseline
▲ 0.50% · 4.625%
HK$60,593
+HK$3,034/mo
Deposit HK$7.18M · loan HK$10.76M · min. income ≈ HK$115,118/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,268
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,049
−HK$1,810/mo
Today · 4.125%
HK$60,859
baseline
▲ 0.50% · 4.625%
HK$64,562
+HK$3,703/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,718/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,710
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,419
−HK$1,733/mo
Today · 4.125%
HK$67,152
baseline
▲ 0.50% · 4.625%
HK$70,692
+HK$3,540/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,304/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,630
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,920
−HK$2,327/mo
Today · 4.125%
HK$78,247
baseline
▲ 0.50% · 4.625%
HK$83,008
+HK$4,761/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,494/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,913
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,110
−HK$2,228/mo
Today · 4.125%
HK$86,338
baseline
▲ 0.50% · 4.625%
HK$90,889
+HK$4,551/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,676/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,714 · Scale 2, in force from 26 Feb 2026)