LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,907
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,180
−HK$1,293/mo
Today · 4.125%
HK$43,473
baseline
▲ 0.50% · 4.625%
HK$46,118
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,946/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,509
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,730
−HK$1,238/mo
Today · 4.125%
HK$47,968
baseline
▲ 0.50% · 4.625%
HK$50,496
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,936/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,089
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,616
−HK$1,551/mo
Today · 4.125%
HK$52,167
baseline
▲ 0.50% · 4.625%
HK$55,341
+HK$3,174/mo
Deposit HK$7.18M · loan HK$10.76M · min. income ≈ HK$104,334/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,611
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,075
−HK$1,486/mo
Today · 4.125%
HK$57,561
baseline
▲ 0.50% · 4.625%
HK$60,595
+HK$3,034/mo
Deposit HK$7.18M · loan HK$10.76M · min. income ≈ HK$115,122/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,270
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,052
−HK$1,810/mo
Today · 4.125%
HK$60,862
baseline
▲ 0.50% · 4.625%
HK$64,565
+HK$3,703/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,724/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,713
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,421
−HK$1,734/mo
Today · 4.125%
HK$67,155
baseline
▲ 0.50% · 4.625%
HK$70,695
+HK$3,540/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,310/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,633
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,924
−HK$2,327/mo
Today · 4.125%
HK$78,251
baseline
▲ 0.50% · 4.625%
HK$83,012
+HK$4,761/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,502/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,916
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,113
−HK$2,229/mo
Today · 4.125%
HK$86,342
baseline
▲ 0.50% · 4.625%
HK$90,893
+HK$4,551/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,684/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,742 · Scale 2, in force from 26 Feb 2026)