LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,909
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,182
−HK$1,293/mo
Today · 4.125%
HK$43,475
baseline
▲ 0.50% · 4.625%
HK$46,120
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,950/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,511
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,732
−HK$1,238/mo
Today · 4.125%
HK$47,970
baseline
▲ 0.50% · 4.625%
HK$50,498
+HK$2,528/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,940/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,091
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,618
−HK$1,551/mo
Today · 4.125%
HK$52,169
baseline
▲ 0.50% · 4.625%
HK$55,344
+HK$3,175/mo
Deposit HK$7.18M · loan HK$10.76M · min. income ≈ HK$104,338/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,613
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,078
−HK$1,486/mo
Today · 4.125%
HK$57,564
baseline
▲ 0.50% · 4.625%
HK$60,598
+HK$3,034/mo
Deposit HK$7.18M · loan HK$10.76M · min. income ≈ HK$115,128/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,273
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,054
−HK$1,810/mo
Today · 4.125%
HK$60,864
baseline
▲ 0.50% · 4.625%
HK$64,568
+HK$3,704/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,728/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,715
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,424
−HK$1,734/mo
Today · 4.125%
HK$67,158
baseline
▲ 0.50% · 4.625%
HK$70,698
+HK$3,540/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,316/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$672,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,637
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,927
−HK$2,327/mo
Today · 4.125%
HK$78,254
baseline
▲ 0.50% · 4.625%
HK$83,016
+HK$4,762/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,508/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,920
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,117
−HK$2,229/mo
Today · 4.125%
HK$86,346
baseline
▲ 0.50% · 4.625%
HK$90,897
+HK$4,551/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,692/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,773 · Scale 2, in force from 26 Feb 2026)