LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,912
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,185
−HK$1,293/mo
Today · 4.125%
HK$43,478
baseline
▲ 0.50% · 4.625%
HK$46,123
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,956/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,514
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,735
−HK$1,238/mo
Today · 4.125%
HK$47,973
baseline
▲ 0.50% · 4.625%
HK$50,502
+HK$2,529/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,946/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,095
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,622
−HK$1,551/mo
Today · 4.125%
HK$52,173
baseline
▲ 0.50% · 4.625%
HK$55,348
+HK$3,175/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,346/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,617
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,082
−HK$1,486/mo
Today · 4.125%
HK$57,568
baseline
▲ 0.50% · 4.625%
HK$60,603
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,136/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,277
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,059
−HK$1,810/mo
Today · 4.125%
HK$60,869
baseline
▲ 0.50% · 4.625%
HK$64,573
+HK$3,704/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,738/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,720
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,429
−HK$1,734/mo
Today · 4.125%
HK$67,163
baseline
▲ 0.50% · 4.625%
HK$70,703
+HK$3,540/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,326/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,642
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,933
−HK$2,327/mo
Today · 4.125%
HK$78,260
baseline
▲ 0.50% · 4.625%
HK$83,022
+HK$4,762/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,520/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,926
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,123
−HK$2,229/mo
Today · 4.125%
HK$86,352
baseline
▲ 0.50% · 4.625%
HK$90,904
+HK$4,552/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,704/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,823 · Scale 2, in force from 26 Feb 2026)