LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,913
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,186
−HK$1,293/mo
Today · 4.125%
HK$43,479
baseline
▲ 0.50% · 4.625%
HK$46,124
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,958/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,515
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,736
−HK$1,238/mo
Today · 4.125%
HK$47,974
baseline
▲ 0.50% · 4.625%
HK$50,503
+HK$2,529/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,948/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,096
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,623
−HK$1,551/mo
Today · 4.125%
HK$52,174
baseline
▲ 0.50% · 4.625%
HK$55,349
+HK$3,175/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,348/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,618
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,083
−HK$1,486/mo
Today · 4.125%
HK$57,569
baseline
▲ 0.50% · 4.625%
HK$60,604
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,138/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,278
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,060
−HK$1,810/mo
Today · 4.125%
HK$60,870
baseline
▲ 0.50% · 4.625%
HK$64,574
+HK$3,704/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,740/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,721
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,430
−HK$1,734/mo
Today · 4.125%
HK$67,164
baseline
▲ 0.50% · 4.625%
HK$70,704
+HK$3,540/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,328/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,643
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,934
−HK$2,328/mo
Today · 4.125%
HK$78,262
baseline
▲ 0.50% · 4.625%
HK$83,024
+HK$4,762/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,524/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,928
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,125
−HK$2,229/mo
Today · 4.125%
HK$86,354
baseline
▲ 0.50% · 4.625%
HK$90,906
+HK$4,552/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,708/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,836 · Scale 2, in force from 26 Feb 2026)