LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,915
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,188
−HK$1,293/mo
Today · 4.125%
HK$43,481
baseline
▲ 0.50% · 4.625%
HK$46,126
+HK$2,645/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,962/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,518
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,738
−HK$1,239/mo
Today · 4.125%
HK$47,977
baseline
▲ 0.50% · 4.625%
HK$50,506
+HK$2,529/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,954/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,098
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,625
−HK$1,552/mo
Today · 4.125%
HK$52,177
baseline
▲ 0.50% · 4.625%
HK$55,352
+HK$3,175/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,354/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,621
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,086
−HK$1,486/mo
Today · 4.125%
HK$57,572
baseline
▲ 0.50% · 4.625%
HK$60,607
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,144/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,281
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,063
−HK$1,810/mo
Today · 4.125%
HK$60,873
baseline
▲ 0.50% · 4.625%
HK$64,577
+HK$3,704/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,746/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,725
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,434
−HK$1,733/mo
Today · 4.125%
HK$67,167
baseline
▲ 0.50% · 4.625%
HK$70,708
+HK$3,541/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,334/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,647
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,938
−HK$2,327/mo
Today · 4.125%
HK$78,265
baseline
▲ 0.50% · 4.625%
HK$83,028
+HK$4,763/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,530/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,932
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,129
−HK$2,229/mo
Today · 4.125%
HK$86,358
baseline
▲ 0.50% · 4.625%
HK$90,910
+HK$4,552/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,716/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,870 · Scale 2, in force from 26 Feb 2026)